Updates itself from Gmail
Connect Gmail once with read-only access. CardTrack reads only your banks’ card-alert emails, finds your cards and keeps balances current — on your phone.
Credit cards · EMIs · Subscriptions
Every card. Every due date.
One calm place for your credit cards. CardTrack reads your banks’ alert emails, keeps balances and due dates current, and reminds you before you pay — all encrypted on your phone.
Android only for now · No account · No servers
Why CardTrack
Less juggling, fewer surprises
Never miss a due date
Reminders before every card bill, EMI and subscription renewal. Amounts stay off your lock screen unless you choose otherwise.
Balances that make sense
Billing-cycle aware: already billed and paid spends don’t count again. A yearly spend chart, per-card breakdowns and a searchable transaction list.
Private by design
No account, no servers. Data is encrypted on your phone (AES-256), behind your MPIN or fingerprint. Backups are encrypted files you keep.
How it works
Set up in about two minutes
- 1
Create your MPIN
A 4- or 6-digit PIN, with optional fingerprint or face unlock.
- 2
Connect Gmail
Read-only, limited to your banks’ alert senders. Emails are parsed on your phone.
- 3
Confirm your cards
CardTrack lists the cards it found — tick yours and give them a name.
- 4
Get reminders
Due-date reminders and a note when new card activity arrives.
Our privacy promise
Your money data stays yours
- Stored only on your phone, encrypted with AES-256
- Gmail access is read-only and limited to bank alert senders
- No ads, no analytics, no tracking, no selling of data
- Encrypted backups you control — and delete whenever you like
Supported card alerts
- YES BANK / Kiwi
- ICICI Bank
- OneCard / BOB
- Axis Bank
- BOBCARD
- SBI Card
More issuers are added as their alert formats are verified. Bank names are trademarks of their owners; CardTrack is not affiliated with them.
Early alpha
Try CardTrack before anyone else
The alpha is Android-only for now. Joining takes three steps:
- Request access with the Google account you use on Google Play.
- We add you to the CardTrack testers Google group — you’ll get an email.
- Install the test build from Google Play using that same Google account (link in the invite).
Questions
Frequently asked
Does CardTrack see my bank password or card number?
No. CardTrack never asks for bank logins. It stores only the last 4 digits of each card — never the full number, CVV or expiry.
Can CardTrack read all my email?
It requests Gmail’s read-only permission and searches only messages from known card-issuer alert addresses. It can’t send, delete or change email, and email bodies are never stored.
Where is my data kept?
Only on your phone, in an encrypted database. There is no CardTrack server and no account. If you lose your phone without a backup, the data is gone — so make an encrypted backup from Settings.
Is it free?
The early alpha is free.
Which phones are supported?
Android for now. iPhone support is planned.